翻訳と辞書
Words near each other
・ Credit Rating Agency Reform Act
・ Credit Rating Information and Services Limited
・ Credit rating transition
・ Credit rationing
・ Credit reference
・ Credit Repair Organizations Act
・ Credit repair software
・ Credit report monitoring
・ Credit Reporting Privacy Code (New Zealand)
・ Credit risk
・ Credit River
・ Credit River (Minnesota)
・ Credit River Township, Scott County, Minnesota
・ Credit Saison
・ Credit Savvy
Credit score
・ Credit score in the United States
・ Credit scorecards
・ Credit Sesame
・ Credit Solutions of America
・ Credit spread
・ Credit spread (options)
・ Credit Suisse
・ Credit Suisse First Boston
・ Credit Suisse First Boston (Europe) Ltd v Lister
・ Credit Suisse Securities (USA) LLC v. Billing
・ Credit Suisse Securities (USA) LLC v. Simmonds
・ Credit Suisse Securities Japan Limited “Mass Understatement of Income Tax” Case
・ Credit Support Annex
・ Credit tenant lease


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Credit score : ウィキペディア英語版
Credit score

A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of the person. A credit score is primarily based on a credit report information typically sourced from credit bureaus.
Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Lenders also use credit scores to determine which customers are likely to bring in the most revenue. The use of credit or identity scoring prior to authorizing access or granting credit is an implementation of a trusted system.
Credit scoring is not limited to banks. Other organizations, such as mobile phone companies, insurance companies, landlords, and government departments employ the same techniques. Credit scoring also has much overlap with data mining, which uses many similar techniques. These techniques combine thousands of factors but are similar or identical.
==By country==


抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
ウィキペディアで「Credit score」の詳細全文を読む



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